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Essential Insurance Policies Every Hawaiʻi Business Owner Should Consider
Business Insurance
Essential Insurance Policies Every Hawaiʻi Business Owner Should Consider
Hawaiʻi business owners face unique insurance challenges, making it essential to understand commercial coverage to protect assets and stay compliant with state laws.

Insurance Articles & Resources

Your Complete Guide to Handling a Car Accident in Hawaiʻi: From Scene to Claim
Claims Resources
Your Complete Guide to Handling a Car Accident in Hawaiʻi: From Scene to Claim
Car accidents happen when you least expect them: during your daily commute, while running errands, or on an otherwise ordinary day. One moment you're driving normally, and the next, you're dealing with an unexpected collision that changes everything in an instant. What you do in ...
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Workers' Compensation in Hawaiʻi: A Guide for Employees
Claims Resources
Workers' Compensation in Hawaiʻi: A Guide for Employees
Disclaimer: This article provides general information about Hawaiʻi's Workers' Compensation Law based on the "Highlights of the Hawaiʻi Workers' Compensation Law" pamphlet published by the Hawaii Department of Labor and Industrial Relations, Disability Compensation Division. This ...
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Why Was My Insurance Claim Denied? Unpacking Common Insurance Claim Rejections
Claims Resources
Why Was My Insurance Claim Denied? Unpacking Common Insurance Claim Rejections
Nobody expects their insurance claim to be denied. Understanding why claims get rejected helps you avoid these problems and know your options when denials happen.  The Top Reasons Claims Get Rejected Your Policy Doesn't Cover It: Every insurance policy specifies what it covers an ...
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Hawaiʻi Employer’s Guide to Navigating Workers’ Compensation Claims
Business Insurance
Hawaiʻi Employer’s Guide to Navigating Workers’ Compensation Claims
Misclassifying employees as independent contractors can result in expensive legal and financial penalties, especially when workplace injuries occur without proper Workers' Compensation insurance.  Hawaiʻi's culture of helping friends and family can create unexpected workplace iss ...
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Inland Marine Insurance: Essential Protection for Hawaiʻi's Mobile Business Assets
Business Insurance
Inland Marine Insurance: Essential Protection for Hawaiʻi's Mobile Business Assets
What Is Inland Marine Insurance? The term "inland marine" insurance can be misleading. Despite the name, it covers business equipment on land, not water. The terminology originates from historical shipping practices. Merchants once relied on marine insurance to protect cargo duri ...
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Essential Insurance Policies Every Hawaiʻi Business Owner Should Consider
Business Insurance
Essential Insurance Policies Every Hawaiʻi Business Owner Should Consider
Starting a business in Hawaiʻi is challenging enough, and navigating the complexities of insurance coverage can feel even more daunting. Hastily selecting your commercial insurance may result in significant coverage gaps that may leave your business vulnerable. Business owners in ...
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18 Years Strong: Island Insurance Again Ranks Among Nation's Top Insurers
Community Corner
18 Years Strong: Island Insurance Again Ranks Among Nation's Top Insurers
Island Insurance is proud to announce that we have once again been named among Ward's Top 50 property and casualty insurers for the 18th consecutive year. This prestigious national ranking reflects our unwavering commitment to financial stability, operational excellence, and exce ...
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